Saturday, July 9, 2011

Seminar FISH di KERteh & K TRG






Alhamdulilah syukur ke hadratNYa Seminar yang dirancangkan telah berjaya diadakan di kedua2 tempat. Walaupun kehadiran peserta yang kurang itu tidak mematahkan semangat untuk saya terus berjaya di masa hadapan. Terima Kasih kepada para peserta seminar yang telah hadir dan tahniah kerana telah meluangkan masa untuk lebih maju ke hadapan di saat orang lain meluangkan masa berhibur bersama keluarga.

Tidak lupa juga ucapan jutaan terima kasih kepada mentor saya Prof. Madya Dr Ahmad Rahman Songip kerana sudi juga hadir menjayakan seminar tersebut. Insyaallah pada masa hadapan kehadiran yang lebih ramai lagi.


Kepada orang yang sangat memahami dan orang yang banyak memberikan sokongan ialah Husband saya kerana banyak membantu dalam menjayakan program ini. Insyaallah perjalanan kita dalam proses menjadi bebas kewangan atau financial freedom akan tercapai dalam masa 10 tahun ini.

Wednesday, June 22, 2011

Seminar Irfan Khairi Di Kuala Trg

Sabtu yg lepas besday khalisah.Semoga menjadi anak yg solehah, kaya hebat dan berjaya. So sorry sebab mama ngan abah pergi seminar Irfan Khairi. Namun atas sebab yang tidak dpt dielakkan IK tidak dapat hadir. Tetapi penceramah yang dikenali sbg Jeff telah memberikan ceramah yang tidak kurang hebatnya.

Banyak ilmu yang amat berguna diperolehi daripada Seminar ini dan lebih menaikkan semangat aku untuk kaya hebat dan berjaya.

Saturday, May 21, 2011

money in internet by abang abu

AbangAbu want to reveal 3 things that you must have in order to make money online if you are just like me ( dont know much about technical knowledge, programming and ect about internet)

As i been seeing so much buzz about making money thru internet , and many people like me who doesn’t really understand about internet seems to be overwhelmed with courses and seminars that talks so much jargons which confuses these people and make them sign courses with the promises that they will be able to make money after the workshops.

And being to all these talks and also be friending many successful internet marketing in Malaysia and Singapore and recently teaming up with one the most influential internet marketer in the world. I want to reveal to all my readers that you just need to master 3 things in order to start making money online. And the best thing is that you dont really need thousands of dollars to start making money online.

I have been making money thru internet with just these 3 tools. And I want you too to benefit from my sharing . And the best is i learn in on my own without spending a single cents on going to any internet seminars. I am giving it all now for you to apply and start make money.

What you need?

1) Blog or Website . ( i start with blog ) You can do it by just choosing a blog from http://www.blogger.com

2) Aweber Account . This is a must if you really want to make money online as this is a must. And you can start by register and get free trial.


“The Money Is In The List


AWeber proves it to thousands of businesses every day.

Learn how email marketing software
can get you more sales, too.

3) PAYPAL Account for collect money from your customers.

Sign up for PayPal and start accepting credit card payments instantly.

These 3 things are the most important to learn and get done first. If you done have these 3 things than it is a BIG WASTE going for seminar after seminar and courses after courses and end up wondering why nothing happen.

Saturday, April 30, 2011

7 langkah penting menjadi usahawan yang berjaya

“Segalanya bermula apabila beliau meminta bapanya membelikan beliau hadiah kerana beliau mendapat tempat pertama di dalam kelas. Namun bila sampai di kedai berkenaan , beliau mengambil barang yang beliau gemari dan bila mahu membayar, bapa beliau (Abang Abu – Mentor saya) enggan membayarnya. Beliau tidak berpuasa hati dan geram dengan keputusan ayahnya, lantas mengambil tindakan tidak mahu bercakap dengan bapanya beberapa hari”.

“Bapa berpesan, jika hendak sesuatu mesti berusaha mendapatkannya dan mula berniaga. Beliau hanya berdiam diri memikirkan apa perniagaan yang boleh dilakukan oleh seorang pelajar berusia Sembilan tahun. Nak dijadikan cerita, satu hari semasa beliau pergi ke pasaraya, tiba – tiba beliau terlihat banyak poskad – poskad di kedai tersebut. Lalu tercetuslah idea dimana beliau hendak menjual poskad yang berisi kata – kata motivasi dan bijak pandai.

Setelah berbincang dengan bapa beliau, bapanya bersetuju untuk meminjamkan beliau RM4000. Dengan bantuan bapa saudara beliau yang mereka bentuk poskad tersebut, beliau mula menjual poskad itu dipelbagai tempat seperti dipasaraya dan di sekolah. Dengan berkat kesabaran beliau, Alhamdulillah ketika berusia 12 tahun, beliau dapat mengumpul hampir RM500,000 wang simpanan. Di dalam masa yang sama sempat juga beliau ada menerbitkan buku yang bertajuk 7 Steps To Become A Young Entrepreneur”.

Menurut Ashik, di dalam buku beliau ada menyatakan makna enam huruf dalam namanya yang menjadi asas kepada perniagaan yang beliau jalankan sekarang. Antaranya ialah;

A – Aim (Matlamat). Beliau menyatakan dalam kehidupan mestilah mempunyai matlamat dan tujuan. Kita mesti tetapkan matlamat yang kita kehendaki. Semasa perkongsian beliau, ada menyatakan bahawa beliau bermatlamat ingin menjadi seorang Doktor suatu hari nanti.

H – Honesty (Kejujuran). Beliau mengatakan dalam apa – apa jua perniagaan yang kita jalankan, kejujuran adalah factor penting yang akan menjamin kelangsungan sesuatu perniagaan itu. Beliau mengatakan pernah satu ketika semasa menjual produk beliau pelanggannya telah memberikan lebihan wang sebanyak RM10 tanpa disedarinya, lalu beliau memulangkan wang tersebut. Anda nak tahu apa terjadi? Pelanggan tersebut telah membeli lebih banyak lagi tempahan poskad untuk rakan – rakan yang lain.

S – Share (Berkongsi Idea). Berkongsi idea dan membincangkannya adalah lebih baik untuk apa jua jenis perniagaan. Lebih banyak yang anda kongsi, maka lebih banyak yang akan anda nikmati bersama.

H – Humble (Rendah Diri). Tidak kira bagaimana kaya kita sekalipun dan berapa jumlah wang yang kita perolehi dan miliki, kita mesti rendah diri terhadap orang lain. Tidak bersikap bongkak dan riak.

I – Integrity (Ketulusan Hati). Ketulusan hati juga faktor penting perlu ada dalam menjalankan sesebuah perniagaan.

K – Knowledge (Ilmu Pengetahuan). Di dalam apa jua jenis perniagaan, kita mesti ada ilmu. Sebagai contohnya dengan menghadiri seminar, konvensyen atau apa jua kursus yang boleh meningkatkan ilmu pengetahuan kita samada berbayar ataupun yang percuma.

Semasa perkongsian tersebut, beliau menyenaraikan 7 langkah yang sangat penting dalam apa jua perniagaan yang kita jalankan;

  1. Sikap. Tujuh sikap yang paling penting yang perlu ada pada mana – mana usahawan ialah sabar, yakin kepada diri sendiri, tabah, jujur, rendah diri, adil dan saling menghormati.
  2. Kajian. Tujuh bidang kajian yang perlu anda ambil kira ialah kajian melalui internet, pemerhatian, bertanya soalan, merujuk kepada mentor, membuat kaji selidik, membaca dan mencari idea baru
  3. Produk. Tiga solan penting yang mesti difikirkan ialah mengapa produk dan bukan perkhidmatan. Produk apa yang patut dijual dan dimana mahu dijual?
  4. Menjual. Ada tujuh kemahiran yang perlu ada untuk menjual iaitu kemahiran bercakap, keyakinan diri, persembahan, lokasi yang sesuai, membuat jualan, berunding dan sedia menghadapi penolakan.
  5. Merancang dan merekodkan kemajuan. Ada lima langkah untuk merekodkan kemajuan dalam perniagaan iaitu dengan menyimpan rekod kewangan bulanan, mencatatkan jumlah jualan, dan jumlah masa yang dihabiskan. Seterusnya pengurusan masa, menyimpan rekod, dan menguruskan rekod setiap urus niaga.
  6. Selalu memperbaiki diri dan perniagaan. Ada tujuh langkah penting untuk memperbaiki diri iaitu teknik jualan, teknik bercakap, dan berpidato, maklumat tentang produk, telnik menjadi pendengar yang baik, lebih memerhati, lebih inovasi dan membaca lebih banyak buku untuk menambah pengetahuan.
  7. Pengurusan kewangan. Beliau menyimpan 100 peratus keuntungan perniagaan dan tidak membelanjakannya. Bagi beliau menyimpan wang sangat penting. Antara perkara paling penting yang perlu dilakukan tehadap wang ialah “bercakap” dengannya. Ambil wang RM1 contonya dan katakan “Saya sukakan wang. Saya cintakan wang. Say ad banyak wang. saya ialah manusia paling kaya dalam dunia dan juga lebih kaya daripada Bill Gates”. Beliau berpesan dan menyarankan supaya kita melaungkannya dengan kuat ayat – ayat tadi setiap hari supaya ia menjadi sebahagian daripada diri kita. Kalau anda nak tahu, inilah yang saya lakukan selama ini sehingga sekarang.. :)

Pengurusan yang baik sangat penting dalam mana – mana perniagaan. Jangan berbelanja keterlaluan. Nasihat beliau untuk berjaya anda perlu belanja bila perlu sahaja.

Thursday, April 28, 2011

how to overcome failure in business by abg abu blog

how to overcome failure in business by abg abu blog

And AbangAbu want to share this tip on how to overcome failures is by PICK-UP yourself again. And how to do that ? I am going to use the PICK – UP ….. SO lets PICK UP…….

P – Prepare

First , prepare to bounce back from a failure is to change your perception of that failure. I suggest that you change the word failure to setback. Once you begin to look at your shortcoming as an event that knocked you back instead of one that knocked you down, you’ll begin to see that it is very possible to recover from the letdown. This also helps you acknowledge that bumps in the road are common but they are also manageable.

I – Intention

Intention of the person who would like to recover from a set back is very important.When we get frustrated we tend to generalize our situations and make broad statements that are not necessarily true. Saying “this always happens….” or “ I never….” are detrimental to recovery process because what you are really doing is setting yourself up for another loss. Understanding that the setback that took place is an event that helps you recover quicker. Instead of generalizing your statements prepare yourself for the future by making saying what you want to happen.Put that intention strong in your mind.

C – Clarity

Clarity comes with clear assessment on what goes wrong.Along with your change of perception should come a clarity of the situation. Assessing the damage is looking at what you have lost in the setback and determining how far you have been setback. To most people the feeling of failure usually makes the situation appear worse than it really is. Begin to take a good look at what has been lost and what has remained.

K – Kick Start

Its time to kick start again. Once you’ve gotten a good idea of what has been lost it is time to start picking up the pieces. Collecting and resetting is difficult if you have not yet prepared yourself to move forward. The resetting is not necessarily taking a step back but it is more like readjusting yourself so that you are in a better position to succeed.

U – Unlimited Believe

Unlimited Believe in one self as well in the vision. This believe will make the person work double hard on achieving what they set. Understand that things always be come much easier when you fail once. Keep dreaming and believing while you are taking action.

P- Plan Again

Plan your journey again .An overwhelming majority of life’s failures are not life threatening. This means that life goes on even though you came up short. We sometimes overanalyze our setbacks to the point of making them larger than life. What you have to remember is that there is still a lot of livin’ to do and each second wishing and wondering about things happening differently, is a second wasted. A perspective that the setback that you’ve experienced is temporary helps aide the emotions that are associated with failure. Try to remember that even though you’ve experienced a setback, there are still many more opportunities ahead even if you do not see them right away.

Getting up and getting back out there is the only real way to live. Some of the most successful people in the world credit their success to a failure they’ve experienced. Bounce back from your failure and you might become one of them.

AbangAbu had many set backs in the journey and every time i handle it i become wiser and grow richer in every aspect of my life.

So lets PICK UP again

Wednesday, April 27, 2011

BizTip: S T A R by abang abu blog

Ever thought of being a STAR company where most people will know . MicroSoft, Coca Cola, IBM, Pepsi, MacDonald. These are some company that are very familiar not only for us but most of the people.

So what are the thing that we need to do in order to be a STAR in our industry, This will be applicable for individuals too.

So here you are…

S= Strategic Plan – You must explore what is needed, how have been the the result and what need to be done. What are the responsibilities of each members of the team.Must decide on what are the opportunities that will be activated.

T=Targets – you must have some target that been decided by all team members to achieve. It can be simple goals that leads to greater goals and objectives that you have set. This is very important on where are the business going and moving.

A= Activate all the plans that you had set . The result will only happen when you take actions. So activate all parts that you plan.Make sure everything is in order.

R= Reality Check- Please make sure that you are monitoring the progress. It should not only be shown in papers but visually you must see what the current status of the plan. Make necessary adjustment to it. Be Real and not just to look good.

With all this step i am very sure you are already on the way to build a STAR business.

Sunday, April 24, 2011

Kos Peguam untuk Beli Rumah (fakta sebenar)

  • Fi Peguam

RM150,000 pertama – 1%
RM150,001 hingga RM850,000 – 0.7%
RM850,001 hingga RM2,000,000 – 0.6%
Selepas RM 2,000,000 – 0.5%

  • Harga Duti Setem









RM100,000 pertama – 1%
RM100,001 hingga RM500,000 – 2%
Selepas RM500,000 – 3%

  • Lain-lain








Fi Setem (Setiap dokumen) – RM10
“Adjudication Fee” – RM10

Akuan Bersumpah – RM30-RM50
Carian Tanah – RM60-RM120
Fi Pendaftaran – RM100

Banyak lagi pecahan-pecahan. Ini belum termasuk kos surat-menyurat, minyak runner, telefon/fax dll


Aku nak korang beri perhatian kepada yang berikut :

  • Dokumen yang terlibat dalam pembelian rumah lelong atau sekunder (subsale)

PSA – Property Sale Agreement

PPA – Property Purchase Agreement

DA -Deed of Assigment

PA – Power Of Attorney

(yang ini semua dokumen untuk loan documentation)

MOT – Memorandum of Transfer (Form 14A)

(yang ini untuk tukar nama atas master title/Strata title)

Yang ada jadual kat atas sekali tu digunapakai untuk MOT.











So sila semak quotation drpd lawyer bila nak beli rumah. Sebelum beli, minta quotation dan compare. Tak semestinya murah, peguam tu boleh buat kerja.